Being a caregiver is one of the most important jobs you will ever have. Caring for a loved one in need of medical attention while continuing to take care of the needs of your own family can be taxing beyond belief. The burden of care is not one that is ever carried lightly and for families who have decided to take on this challenge, and we at Champion Home Health Care salute you. We know that providing care can be costly and challenging; this is why our expert staff is available. Our team can provide your loved one with professional, in home medical care. We offer a wide range of services. Many seniors want to continue living at home amongst their own belongings and familiar surroundings but need medical assistance as well. We know that having a provider come into their home or yours is something that you, as a caregiver, must thoughtfully consider. This is why our team of caregivers are vetted and must meet certain criteria. When you have a medical professional assist those you love, you want to rest assured that the care they are receiving is the absolute best.
The choice to include in home medical services is one that many families choose in order to ease the transition from hospital to home or to make living at home possible for their loved ones. This type of care can be costly. However, there are solutions available that you may not know exist. We would love to share with you ways to provide high-level care for those needing it in your life.
Caring.com has a great list of ways to generate readily available income in order to pay for in home medical services. First and foremost, do not give up on the idea of medical assistance at home. The cost of services will vary depending on your location and you will need to make inquiries regarding rates for your particular area. After you have a good idea about how much in home help will cost, you can begin to explore your options. We will be discussing ways to pay for at home health care in the next few blogs so stay tuned for the information.
We will begin with reverse mortgages. Reverse mortgages were initially designed to help widows live out their lives in their homes. In order to qualify for a reverse mortgage, you must be 62 years of age or older. Seniors who qualify also own their homes or owe a very small amount and consider it their primary residence. Once qualifications are met and a reverse mortgage has been acquired, the funds can be paid out in full or in a monthly payment. The funds received from the reverse mortgage can be used to pay for in home care allowing your loved one to stay in their homes indefinitely. There is a downside to reverse mortgages, however. The bank sets firm guidelines on those who utilize this option, so make sure you have done your homework before you consider a reverse mortgage to pay for in home help. Strict adherence to the set rules will ensure that the loan is not defaulted on and your senior is able to stay at home for as long as possible.
If you or someone you care about is in need of home health care, please contact Champion Home Health Care today. Located in Melbourne, FL, we proudly serve all of Brevard County. Let us help you find a solution to your needs.